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Customers delaying their credit card payments, paying partly or missing to paying the minimum amounts due before the set date add to the profits earned by banks on their credit cards. For any individual delaying their payment, the bank constantly keeps increasing the interest rate on the outstanding balance. The customer ends up paying more than the actual cost of the item purchased. If a customer pays his dues only partly and carries forward his balance, he has to pay interests on all his purchases without availing any free credit period. If the minimum amount payment is also missed before the due date Cheap Christian Fruchtl Jersey , the bank also increases the interest rates it charges the customer.

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